Rod222, what kind of limit do they place on it. In Canada the regular household insurance limit on coverage is $1000.00 maximum for a stamp collection.
I engage Veteran Insurance, that I think use an Queensland Insurance company. (QBE)
As far as I am aware $5.000 is included in the standard contents
agreement without added impost.
Over and above values are then calculated.
That, I am not conversant with.
I have had the $5.000 Stamp Collection covered in the past 10 years at no cost, but written in as a sub paragraph under contents.
My personal opinion, is $5,000 will cover most single Albums I have,
if stolen, I cannot see my steel cabinets forced and hundreds of albums removed.
And in the case of fire, House and contents circa $350,000 should cover replacement.
I am not in a bushfire area.
The West Australian Government, puts $400 towards individual house