Ebay Seller Note In Package

This throws up a red-flag with me. If you are satisfied with what you have received so far, then I would suggest a small transaction outside the eBay system at first. You can always ask for scans of front and back for the more expensive items. Good luck.

I wish you ran PayPal. The person who did a while ago certainly charged me.

I send money to my girls all the time using Paypal friends and family and have never been charged a fee. Been doing it for over 10 years.

Quite right - the only time it becomes a problem (as has been previously pointed out) is when the gifting is used for non-gifting purposes.

The "buyer" loses all buyer protection and it is simply not ethical (IMHO).

John

I haven't been charged a fee sending friends and family money, either, but I've always funded it from a bank account, not a credit card...don't actually know if it's possible to F&F with a credit card...if so, that would certainly be a difference.

I just do it from my PP balance.

What do you think is the ethical issue?

It been more than 10 years since I stopped using PayPal for that after being burned once. I will check again. That does not change the fact that in the OP's case he will be hard pressed to claim non-receipt of a purchase when he is only "giving money" not buying with money.

Question Bobby, are you sending money only domestically? I still get hit with a charge if I am sending internationally in non-US currency as well as being blocked by my many banks from using a money account (savings, checking) and being forced to use a credit card. For family, I just move money from my account to their account within the same bank, no fee and immediate availability.

Are you serious?

Theft by fraud - lost fees (PayPal) by claiming that a transaction is a gift, instead of not being a gift. In no way could that ever be ethical, and an ethical person would not do it.

John

Don't be a jerk. I only asked what the issue was, that you claimed was unethical, and I resent the implication.

PayPal never charges a fee if you use the friends & family option. Doesn't matter if you use your PP balance or draw from a bank account. The attached screenshot, taken moments, ago, should quell any dispute.

Now... in my long experience with PP, there are certain recipients who I used to be able to send money to using the F&F option, but no longer. It seems that PP is exempting this option for some recipients based on the number of individuals sending that person money, or perhaps some other criteria.

No implication, whatsoever, was made in my posting. I suggest you read it again, in the proper context, as it was written.

John

There's a third option: funding a F&F payment via credit card. In this case I believe the sender pays the fees in addition to the payment amount, not the recipient.




About a year ago, PayPal changed it so that PayPal business accounts can no longer receive F&F payments. Business accounts pay fees on all payments now; as you noticed, you cannot send F&F to a business account anymore.

Thanks for that info. I've never used a credit card to fund a PayPal purchase so I wasn't aware of that scenario.