Karen,
I plan, or at least would like to, use mounts for the individual albums. Although I have nothing against hinging common used items, I would never hinge a mint or uncommon stamp. The expense is part of the reason I am focusing and proceeding so slowly. A little background might help you understand my motivation.
I started a world-wide collection as a child/teenager and then lost interest and when in college, passed my Harris album (an expanded Statesman) to my father, who also collected (in a Minkus album). After my father died, I received his collection(s) (which included my own). At that point they were nothing special, but a good start. Only in the last few years, did I really dig out the collection(s) and start working again. I began with organizing the unmounted/unhinged small hoard of stamps.
While I now have stamps from many different countries I decided I wanted a more focused collection, so I set myself the long-term goal of collecting US and European stamps. I decided to start with Hungary and US (for various reasons) notwithstanding that I always loved Hungarian stamps as a kid (and had a decent collection already). So I have been deconstructing the old albums and organizing the stamps, mostly in glassines but some in stock books. I have also been purchasing stamps from US and Europe through
ebay auctions when I see bargains (primarily lots/collections to start). One reason for focusing was I remember as a kid being real disappointed that certain stamps just had no predefined place in my Harris album (I had to mount them out of order on the empty pages or create my own ruled pages, which looked messy); that sort of thing is inevitable in a non-focused WW collection - there is just not enough room to store every stamp in a WW album (unless you spend a fortune).
My WW stamps from non-European countries will either stay in glassines or in the old albums for an extended time, until I figure out what to do with them. I am trying to enlist my children to each take at least one country or region. I plan (loosely) to work on US plus one foreign country per year. So, while it may be expensive (and time and space consuming) to mount all of Europe in individual albums, I am going to take a slow focused approach and spread the expense over many years. I'll probably never get all of Europe in albums, but its at least a goal. I haven't even been able to decide on an album for Hungary, though I do have albums for US.
I have been using stock books off and on to organize stamps from new auctions. I will probably also use them to stage the stamps for mounting (I've sort of done this with Hungary). I worry about the stamps sitting for extended periods in the stock books because I don't have different pages to fit the size of the stamps (the plastic doesn't completely cover all the stamps). I purchased the Lighthouse stock books that have pages with nine rows and only the definitives are completely covered by the protective plastic. So many stamps are only partially protected under the plastic flaps. I have seen older collections (through auctions) where stamps left for many years in older stock books show fading in the exposed part of the stamp (or even a line). I don't know if this is a real danger with stock books or just my paranoia.
I don't care much for more recent stamps, drawing the line roughly at 1980, so that saves some expense (given that the number of new issues seem to have ballooned).
For US, I've been able to get some decent used albums from auctions. The auctions were primarily to obtain the stamps. I plan to mount my best items (mint and valuable stamps) in Scott National albums. I obtained the binders and slipcovers through auctions and purchased new pages. I have a Scott Minuteman in which I have started hinging less expensive used stamps. I also acquired two volumes of the Harris Liberty plate block albums for pretty cheap with pages in decent condition.
For Hungary, I can't decide what to do. I am leaning towards creating my own albums, but need to decide on paper and binders, quality and size being the main issue in both cases, but also expense.