Bart!! YES!
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You do realize that any upgrades would almost certainly mean a higher catalog value, and therefore a higher cert price, don't you? It is certainly in the PF's best interests to find a stamp as the most expensive possible from a profit standpoint.
It is certainly in their best interest,
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*but only when they have proof that the money is paid in advance.*
What you say here is exactly true, and would have cleared up any mistrust if it weren't for these 3 requirements:
1) the submitter has to play the professional before submitting it to them (even though it doesn't matter what they think in the end anyway)
2) the submitter encloses money for what they think they have (even though they are not the professional)
3) the random amounts of "real" money are enclosed (secured) before the grading process begins (rather than setting a flat price that can be adjusted after expertization).
If the money can be adjusted in the end, then why on earth would reqs 1, 2, and 3 be required at all?
Why not just set a flat rate for all submissions that the PF would adjust once grading is finalized?
Because their main priority is to secure a profit, and these 3 requirements are the best way to squeeze and secure all possible profits from each submission. This is also why the reasons for each requirement are not discussed in detail (we can get into this later if you want, but there's a deep psychological element involved here).
Now why is this even a bad thing?
Because they are prioritizing a business model over honest research, despite claiming to be a research group first while receiving the benefits of such.
If they were to spell it out like I did above, they most likely wouldn't qualify to act as a non-profit.
It is highly unethical and deceptive, but actually quite brilliant...