Hi,
I'd appreciate some help intrepreting the following GB cover-

Firstly, if I am reading the rate tables correctly, postage to the US from GB at this time was 7.5p. This stamp is franked with 2.5p and a 0.5p totaling 3.0p. So we are short 4.5p.
The handstamp on the cover reads "T4/5" How is this interpreted? And, how do we get to the total 7.5p required for this cover?
Thanks.
-Larry