Let's throw cover I located on
ebay this into the mix:
http://www.ebay.com/itm/US-1cent-Wa...em3379bd9ec9
I am going to change my tune and say that these covers are not contrived but fully genuine, in part due to tomiseksj's post. And for the following reasons.
1) This particular cover, clearly mailed by the same sender has what looks like a bisected #408 and does have a medical enclosure. This one does not have the Commercial Sta. postmark and was postmarked the day after the bisected #614 covers.
2) Those with the #614 stamp had an "in period" usage in April 1925, which was issued in Jan 1924. (However, this cover with a possible #408 does not quite fit the "in period" usage very well since #408 was issued in 1912. But on the other hand, #408 stamps were and still are valid for postage)
3) Since the 1 1/2c rate was new, it is most probable that the St Paul post office did not yet have 1/2c stamps. The "( No 1/2c stamps)" typed on all these covers is evidence of that. I see here that the sender was covering his backside to prevent rejection by the post office and thus lose money.
4) The sender may or may not have been a collector. If he was, that fact alone would not make these covers contrived. He simply jumped on the new rate even though a stamp of that rate was not available.
5) Bisected stamps in the 1800s are rarely, if ever, called contrived stamps when tied on cover. They did it then because stamps of the correct rate were not available. We have the same situation here. Just because these in question were apparently bulk mail advertisements in the early 1900s should not earn them contrived status.
For what it is worth, this is my opinion.