Catalog value is always a rule of thumb. You also have to consider what your budget is in advance. I have no experience with Graded or Certified stamps, therefore I can't add much to the conversation. I collect for enjoyment & you really can't put a price on that (unless you talk to my wife).
Devlin I STRONGLY SUGGEST against writing in the album...i ruinned one or two collections doing that when I started out...no one likes to look at a marked up album !!
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