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I also prefer SG's method of defining issues; Scott tends to lump similar designs together more often.
This was my original thought but decided I do not want to deal with so many shades. I ended up preferring the more simplified method by Scott at this point.
I will add pages for varieties with Steiner as Steiner usually provides a separate page (so it is optional) when providing spaces for minor issues. There are some minor varieties that it should include but does not. I think the "expandable" concept is more flexible rather than have many blank spots for varieties I will never get.
I do not want to spend a lot on binders/album pages and not an elegant way to create custom additions. I would rather spend it on stamps and mounts.
The good news is we have choices.