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Members Who Insist On "Gift" Option?

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Pillar Of The Community
Israel
6191 Posts
Posted 05/25/2011   03:20 am  Show Profile Bookmark this reply Add Londonbus1 to your friends list  Get a Link to this Reply
Kirk wrote:


Quote:
So, if I sent you $100, you'd get $96.80



I received $100 twice last week and got $95.80 !
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Pillar Of The Community
Australia
687 Posts
Posted 05/25/2011   06:33 am  Show Profile Bookmark this reply Add Perf14 to your friends list  Get a Link to this Reply
I have sent gift transactions using Paypal heaps of times; and the charges were never 'lost' or 'cheated'..what happens is that the buyer pays the fee and not the seller. Paypal does nothing for free and I don't see why they should...they are a business not a charity organization. I find using PP very handy and on occasions, when I feel I have got a particularly good deal on a purchase I don't mind paying for the fee.

However, if a seller is agressively adamnt on it, then they may as well find themselves a new buyer, afterall when they stated they accepted Paypal they implied that they would pay for the fee and they should have allowed for it in their selling price.

:)
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Locked
190 Posts
Posted 05/25/2011   09:46 am  Show Profile Bookmark this reply Add Admin to your friends list  Get a Link to this Reply

Quote:
I have sent gift transactions using Paypal heaps of times; and the charges were never 'lost' or 'cheated'..what happens is that the buyer pays the fee and not the seller. Paypal does nothing for free and I don't see why they should...they are a business not a charity organization. I find using PP very handy and on occasions, when I feel I have got a particularly good deal on a purchase I don't mind paying for the fee.


You really need to go look again because you are spreading misinformation as a matter of fact. Gift option from PayPal balance or bank account is completely free and if you use it for a transaction it is no better than shoplifting.

Sure you can rationalize it by saying things like "They get enough money from me" or "They make enough money, it's not a big deal" like people that steal from insurance companies do, but the reality of it is, you're going completely against the terms of use and stealing services. This has absolutely nothing to do with opinion, it's fact.
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Pillar Of The Community
United States
4106 Posts
Posted 05/25/2011   09:55 am  Show Profile Bookmark this reply Add stampvirgin to your friends list  Get a Link to this Reply
admin you are wrong...
If you use gift option and pay by credit card. You pay the additional fees not the receiver.
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Pillar Of The Community
United States
2948 Posts
Posted 05/25/2011   10:01 am  Show Profile Check Rileysan's eBay Listings Bookmark this reply Add Rileysan to your friends list  Get a Link to this Reply
From a Paypal forum advisor:


Quote:
Beware when the seller wants you to send him the money for a purchase but you are asked to send the money as a "Gift".
This means that the seller is trying to avoid paying the transaction fees and also makes it hard for you to prove you actually purchased an item.


And:


Quote:
using the Gift option is simply that, a gift. If someone is asking you to pay for an item using the Personal Gift option this is wrong as they are trying to avoid paying the transaction processing fees. If you do pay the person, you are not protected in any way, shape or form.


While I find it difficult to believe anyone in this forum is trying to scam anyone, Admin is correct. Using the "gift" option when purchasing goods is against Paypal policy. It also puts the buyer at risk of being scammed.

Brian
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Pillar Of The Community
United States
4106 Posts
Posted 05/25/2011   10:03 am  Show Profile Bookmark this reply Add stampvirgin to your friends list  Get a Link to this Reply
I have never said it wasn't wrong.
I simply pointed out that using a credit card to pay for something using the gift option passes the fees onto the buyer not the seller.
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Locked
190 Posts
Posted 05/25/2011   10:08 am  Show Profile Bookmark this reply Add Admin to your friends list  Get a Link to this Reply

Quote:
admin you are wrong...
If you use gift option and pay by credit card. You pay the additional fees not the receiver.


I suggest you read my post again before accusing me of being wrong.

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Pillar Of The Community
United States
4106 Posts
Posted 05/25/2011   10:10 am  Show Profile Bookmark this reply Add stampvirgin to your friends list  Get a Link to this Reply
i stand corrected you didn't mention using credit card.
sorry.
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Pillar Of The Community
United States
4106 Posts
Posted 05/25/2011   10:11 am  Show Profile Bookmark this reply Add stampvirgin to your friends list  Get a Link to this Reply
btw..anyone seen the forum dad lately?
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Locked
190 Posts
Posted 05/25/2011   10:21 am  Show Profile Bookmark this reply Add Admin to your friends list  Get a Link to this Reply

Quote:
you didn't mention using credit card.


Right, I very specifically said PayPal balance or bank account.
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Pillar Of The Community
Australia
2027 Posts
Posted 05/25/2011   10:31 am  Show Profile Bookmark this reply Add jubilee to your friends list  Get a Link to this Reply
The last time I checked, Paypal did NOT rule the universe.........

Sheesh
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Rest in Peace
Canada
6750 Posts
Posted 05/25/2011   10:33 am  Show Profile Bookmark this reply Add Puzzler to your friends list  Get a Link to this Reply
One thing that hasn't been touched on, and would affect many members of this international forum, is the extra 1% charged to make 'cross border' transactions.

That is, if the transaction is across international borders (except only between Canada and the USA where no extra fee applies) the normal 2.9% transaction fee is bumped up to 3.9% (as with londonbus1 above).

Plus there is the 2.5% currency exchange fee, which is cheap compared to paying the Post Office or bank the exchange fee plus the charge for a money order, at least in Canada. This fee would not apply, of course, if you had a balance in your PayPal account in the currency being used in the transaction.

Details, details, just love those details.

Many thanks to all for a great and educational thread. Always good to brush up on the rules.
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Locked
190 Posts
Posted 05/25/2011   10:41 am  Show Profile Bookmark this reply Add Admin to your friends list  Get a Link to this Reply

Quote:
The last time I checked, Paypal did NOT rule the universe.........


No they don't. But they do indeed rule Paypal, and to some extent, ebay. If you lose your Paypal account, you also lose your ebay seller account since no one can pay you. I'd hate to see someone that uses ebay to make a living lose their income for stealing pennies.

Of course this will likely be a moot point soon anyway. As ebay and PayPal (and parents) always do, when things get abused they taken away completely. So the people stealing will ruin it for legitimate users eventually. Like parents sending money to Their kids in college and such.
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Pillar Of The Community
Australia
2027 Posts
Posted 05/25/2011   10:45 am  Show Profile Bookmark this reply Add jubilee to your friends list  Get a Link to this Reply
Aaahhh, Delcampe and Moneybookers.....
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Pillar Of The Community
United States
2948 Posts
Posted 05/25/2011   10:49 am  Show Profile Check Rileysan's eBay Listings Bookmark this reply Add Rileysan to your friends list  Get a Link to this Reply

Quote:
One thing that hasn't been touched on, and would affect many members of this international forum, is the extra 1% charged to make 'cross border' transactions.


Having made thousands of Paypal transactions - dozens of which were overseas - I am remiss in reading the Paypal fee structure. However, I fully support Paypal's fees and would be more than happy to pay said fees as a buyer in order to avoid the hassle of buying international money orders, hoping they arrive at their destination, waiting for them to clear, and then hope the seller hasn't scammed me.


Quote:
The last time I checked, Paypal did NOT rule the universe


Paypal can reduce transaction times by weeks, and provides protection against fraud. In that respect, Paypal rules the the online universe.
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