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Is the black stuff on the back of the cover fungus or some colour.?
On this cover it is cancellation ink from another cover placed below it in a stack that has transferred up to the back of this cover also.
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I am not sure how to get rid of the fungus.
It is not easily removed. Usually you must destroy the infected items so the mold / fungus does not spread to the remainder of your collection.
Some chemicals will seem to remove the mold but in a climate such as the one you are in, warm and humid most likely, the mold will come back quickly.
You must spend money (if you can) and store your non-infected items in proper envelopes and use a dehumidifier and air the collection out once in a while. Search for Rust or Mold or Toning on Stamp Community for other ideas from people in similar climates.