Just came across this in a shoe box I forgot about

As of April 15, 1925, third class mail was 1 1/2¢, so why the notation "due 1¢"? Presumably only the bisect was not accepted or was there some sort of penalty for philatelic mischief?. Or was the entire franking disallowed and the total postage due was 1 1/2¢? The handwriting and the circling of the 1/2¢ stamp look to be done by the same pencil??
Of course very lucky for me that the postage due which was actually applied was 1/2¢

