Drew
Excellent comments which I fully agree with. I use hingeless for mint and Scott for used most of the time.
I try to purchase most of my hingeless albums used or when on sale.
As far as supplements, lighthouse is very expensive and you can probably buy 5 Scott supplements for 1 lighthouse.
The last Canada Lighthouse supplement I purchased was around $100 and I stopped collecting Canada mint after that due to cost as well as the mess with the CUPW union and
Canada Post.